Security

Your keys. Always

Ledgeum Wallet is non-custodial. The seed phrase is created and stored on your phone, and the company cannot see, freeze or move your funds.

  • Keys on the device
  • No account
  • Works offline
Protection levels

From screen lock to a “they forced me” scenario

Face ID and PIN

Biometric sign-in, auto-lock after a set time and screenshot blocking on screens with keys.

Passphrase — the 25th word

An extra word added to the seed phrase. Even if someone finds the phrase, the wallet won’t open without the passphrase.

Duress PIN

If someone forces you to open the wallet, a second PIN opens an empty wallet. Your real funds stay hidden.

Shared wallet

M-of-N multisig for families and businesses

A transfer from a shared wallet is a request. The money goes out only when the required number of members sign it, for example 2 of 3.

  • The signing scheme and members are set up at creation
  • A request queue and the status of every signature
  • All the usual address and AML checks work here too
Choosing an M-of-N signing scheme
A transfer request awaiting signatures
Inheritance

Crypto shouldn’t disappear along with its owner

Name your heirs and an inactivity period — 6, 12 or 24 months. Before it triggers, the wallet reminds you 30, 7 and 1 day ahead.

  • The key in parts: any 2 shares out of 3 unlock access, one alone is useless
  • Up to three heirs with shares adding up to 100%
  • The activity timer resets every time you sign in
  • PDF instructions for heirs — without the seed phrase or keys
Inheritance setup
List of heirs and their shares
Travel Rule

Withdraw from an exchange without a week of emails

Under EU Regulation 2023/1113, an exchange withdrawing more than €1,000 to a non-custodial wallet verifies that the wallet belongs to you. Ledgeum Wallet signs the ownership confirmation right on your device.

  • Signing a message with the wallet key
  • PDF “Proof of Ownership” for the exchange’s support team
Travel Rule in plain words
Exchange request to confirm ownership
Ownership confirmation ready
Principles

We check addresses, we don’t watch you

An AML check sends only the public address to the server. Keys and the seed phrase stay on your phone; even with inheritance, Ledgeum holds just one encrypted share, which on its own is not enough.